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Closing The Deal

It’s Time to Celebrate!

The finish line is in sight!

Before you officially become a homeowner, there are a few final steps to complete.

Final Walk-Through

The final walk-through is your last opportunity to inspect the property before closing. This is typically completed shortly before closing and allows you to confirm that the property's condition is consistent with the terms of the purchase agreement and that any agreed-upon repairs have been completed.

Closing Day

Once all requirements have been satisfied and you're comfortable moving forward, it's time to close on your new home. During closing, all necessary documents will be reviewed and signed, and any remaining funds required for the transaction will be submitted according to the instructions provided by your lender and closing agent.

Your closing agent, title company, or closing attorney will coordinate the final steps of the transaction, including the transfer of ownership and recording of the appropriate documents. Once the closing process has been completed and the transaction has been finalized, you'll officially become the owner of your new property.

Congratulations on reaching this exciting milestone, and welcome home!

When you are ready to get started, call us at 850.478.8845 or complete this short form and one of our agents will be in touch.

Get In Touch

Tips for Buying a Home

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Don’t Max Out Your Budget

Just because you're approved for a certain loan amount doesn't mean you should spend the maximum available. Be sure to consider closing costs, moving expenses, future maintenance, and other homeownership expenses.

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Get To Know The Area

Take time to evaluate the neighborhoods you're considering. Factors such as schools, shopping, commute times, and local amenities may influence your decision.

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Don’t Skip The Inspection

A professional home inspection can identify issues that may not be immediately visible and help you make a more informed purchasing decision.

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Get Pre-Approved

A mortgage pre-approval can help you understand your buying power and demonstrate to sellers that you're a serious buyer.

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Make a List of Deal Breakers

Identify the features you need, the features you'd like, and the items you're willing to compromise on before beginning your search.

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Consider the Age of Major Systems

Pay attention to the condition and age of major home components such as appliances, HVAC systems, water heaters, roofing, and septic or well systems, as these can represent significant future expenses.

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Review HOA Requirements

If the property is part of a homeowners association, be sure to understand any rules, restrictions, and fees associated with the community before making a purchase.

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Questions?

Give us a call at 850.478.8845 or fill out the form and we’ll be in touch.

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What Price Range Can I Afford?

Resources For Pensacola Home Buyers

The path to homeownership begins with understanding your budget and financing options. One of the first factors to consider is your down payment. While many buyers believe a 20% down payment is required, a variety of loan programs may allow qualified buyers to purchase a home with a much lower down payment. Eligible veterans and active-duty military members may also qualify for VA loan programs that offer low or no down payment options.

Working with an experienced Mortgage Loan Officer can help you better understand your financing choices and identify loan programs that fit your needs. To help you get started, we've provided a list of trusted local lending professionals below. You can also use our mortgage calculator to estimate monthly payments and explore different home financing scenarios.

Mortgage Calculator

Areas of Service

Local market expertise across Pensacola, Gulf Breeze, and Perdido Key counties.

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